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加拿大论文代写:金融监管

全球金融危机之后,金融监管的重要性及其监督意义不仅在于取得稳健的金融机构,而且也是为了稳定金融机构。为了更好地识别,评估和减轻金融机构在国内和国外的相关风险(Eggert et al,2012),已经给出了几个注意点。越来越多的重点是采取系统性的方法。加拿大的这种做法是由两个部门共同负责的,这两个部门是包括加拿大银行,OSFI和CDIC(加拿大存款保险公司)在内的财务部门和财务条例的其他部门。财政部长最终有责任开发适当的金融机构进行管理。即使在全球金融危机的冲击下,通过共享制度进行的金融监管也有助于国家获得优势。 OSFI负责监督联邦管理的财政机构。 CDIC与FCAC(即加拿大的金融消费者机构)一起运作存款保险联邦制度,以通知和保护这些机构的客户。为了更好地规范这个体系,OSFI实施了基于风险的资本监管,即巴塞尔III框架。加拿大采用总体政策的各种目标作为适当制定银行业规则的框架。即使加拿大的银行能够以更好的方式克服2008年的危机,但银行业面临的挑战依然存在(Eggert et al,2012)。最大的挑战在于银行业环境中可能出现的繁重的监管变化。但是,在整个银行业实施巴塞尔协议三的框架要求可能有助于实现统一和稳定。
这项研究的性质是基于理想化加拿大经济面临的与银行业监管相关的不同问题。该研究将包括正式确定加拿大银行的角色,OSIF的角色和职责,CMHC条款(加拿大抵押贷款和住房公司),巴塞尔III框架解释及其采用原因及其对加拿大经济的影响。

加拿大论文代写:金融监管

After the global financial crisis the financial regulation importance and its surveillance significance were apparent not only to obtain sound finance institutes but also for stabilizing the finance institutes altogether. Attention has been given in several ways for better identifying, evaluating and mitigating the finance institutes related risks both in the nation and across borders (Eggert et al, 2012). The focus increasingly has been on adopting an approach which is system wide. Such an approach, in Canada is a responsibility taken by 2 departments collaboratively which are the Finance Department and other authorities of finance regulations inclusive of Canadian Bank, OSFI and CDIC (Canada Deposit Insurance Corporation). It is the Financial minister ultimately who has the responsibility to develop appropriate financial institutes with stewardship. The financial regulation and supervision through a shared system has helped the country to gain advantage even when under financial crisis globally. OSFI is responsible to supervise the federally regulated institutes of finances. The CDIC operated the deposit insurance federal system along with the FCAC (that is the financial consumer agency of Canada) works for informing and protecting customers of these institutes. In order to better regulate the system, OSFI implemented the capital regulations based on risk, the Basel III framework. There are various objectives of overarching policies used by Canada as a framework to establish banking sector rules appropriately. Even though the banks in Canada were able to overcome the crisis of 2008 in a better manner but still the challenge that still faces the banking sector are varied(Eggert et al, 2012). The most significant challenge lies in the potentially onerous regulatory changes that keep taking place in the banking environment. However, implementing the Basel III framework requirements across the banking sector might help bring uniformity and stability.
The nature of this research is based on idealizing the different issues faced by Canadian economy in relation to its banking regulations. The research will be inclusive of formalizing the roles of bank in Canada, the roles and responsibilities of OSIF, the CMHC provision (Canadian mortgage and Housing Corporation), Basel III framework explanation and the reason for its adoption along with its implications on Canadian economy.